In addition to providing superior closing
and settlement services, Atlantic Coastal
is also your best source for quality title
search products! We service all of Florida's
67 counties.
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Inserts, in standard industry
format, ready for inclusion within a
commitment. The insert is the result
of a full examination of title,
including a twenty (20) year name
search of all parties appearing in
the chain. The status of real
property taxes and special
assessments is reported. Copies of
the vesting deed, open mortgages,
liens, judgments, defective
instruments, or other objectionable
matters are routinely provided. If
all information necessary to prepare
the commitment is furnished, the
insert is supplied signature ready.
This product is available only to
licensed title insurance issuing
agents and underwriters.
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Ownership & Encumbrance Reports
An "O&E" is the
result of a simple search of the
record from the last arms-length
deed to a current date. It reveals
the apparent record title holder (as
indicated by that deed) and any
encumbrances noted in that deed, or
any subsequently recorded deed. The
certificate makes no representation
as to the legal sufficiency of
title, or of any instrument reported
therein. The certificate form has
been filed with, and approved by the
Florida Department of Insurance in
accordance with Section 627.7843,
Florida Statutes. Copies of the
vesting deed and any mortgages,
liens or judgments are provided.
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Foreclosure Reports
Prepared in contemplation of the
foreclosure of a specific mortgage,
mechanic's or homeowner's
association lien, this report is
tailored to fit the need of an
attorney preparing a complaint in
foreclosure. In addition to
reporting those matters common to
the subdivision, the report reveals
those matters of record that should
be addressed by the foreclosing
attorney, such as other mortgages,
liens, judgments, pending
litigation, etc. The Foreclosure
Report embodies a full examination
of title, and copies of the vesting
deed, open mortgages and other items
referred to are provided.
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Risk Analysis Reports
The
format of this report is similar to
a standard ALTA commitment form, and
is intended to be used by those
title insurance agents who prefer to
prepare their own commitment
inserts. Recommended requirements
and exceptions are provided. The
Risk Analysis Report is the result
of a full examination of title,
including a twenty (20) year name
search of all parties appearing in
the chain. The status of real
property taxes and special
assessments is reported. Copies of
the vesting deed, open mortgages,
liens, judgments, defective
instruments, or other objectionable
matters are routinely provided.
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Fixed Period Searches
This
report constitutes a search of the
public records from a specific date,
and reports all matters appearing of
record subsequent to that date,
including the current status of real
property taxes. No abstractor or
examiner discretion is exercised in
the preparation of this report. If
an item is found of record, the item
is reported, and a copy of same is
provided.
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Judgment Lien Searches -
The
product of this search is a
revelation of any open liens or
judgments filed of record against a
specific name within the most recent
twenty (20) years. Only those items
not previously released or satisfied
will be reported. Copies of all
items will be furnished.
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Title Status Reports
This
report is commonly tailored to fit
the specific need of the customer,
but generally reports the current
status of title, as revealed by the
public record. It notes those
matters that would require some
corrective action in order to render
title marketable in the current fee
title holder with no exceptions
other than those common to the
subdivision or area in which the
land is located. For the most part,
these reports are used by lawyers in
identifying some particular title
problem, or to establish the status
of title as it related to some
specific probate or litigation
matter. Copies of the vesting deed,
open mortgages, liens, judgments,
defective instruments or other
matters requiring some corrective
action are routinely provided.
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Ownership Reports
This
report is the result of a simple
search of the record from the last
arms-length deed to a current date.
It reveals the apparent record title
holder (as indicated by that deed).
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UCC Searches
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Environmental History (EPA) Reports
This
report is based on a complete search
of the record title for the purpose
of revealing a fifty year chain of
ownership, any leasehold interests,
easements, or other recordings that
would provide information relative
to the use of the land during the
most recent fifty year period. The
information is used by those engaged
in performing environmental audits
for the purpose of discovering any
environmentally hazardous land use.
In general, the only copies provided
are of the last deed, and any other
item which in the company's
discretion specifically suggests a
possible environmental hazard.
If you have a need that
isn't listed above, please give us a call.
If it can
be done, we can do it!
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